Pre-planning
funerals is a growing trend in America because of the peace
of mind that comes from having one's affairs in order. Funding
those arrangements with insurance coverage in advance of need
is a relatively new idea that is offered by our funeral home.
An individual may insure his or her life for the full present
day cost of the funeral arrangements. For those who qualify,
our program can provide immediate and considerable cost savings.
Who
Qualifies?
Individuals
between the ages of 0 and 99 may apply. No medical examination
is required for the life insurance, just a simple questionnaire
that is completed after advance funeral plans have been made.
Pre-Planning
Advantages....
Increasing
Death Benefits
Reduce the impact of inflation, which would otherwise increase
the cost of the funeral.
Extended
Payment Options
Our insurance plans are underwritten by Monumental Life Insurance
Company, rated A+ (Superior) by A.M. Best, the oldest insurance
analyst of claims paying ability in the country. There are various
payment options available. Even people on a tight budget can
gain the advantages of funding their pre-planned funeral services!
Tax
Free Value, Tax Free Death Benefits
Our plan provides life insurance benefits that are exempt from
federal income tax when paid to a named beneficiary. Neither
the increasing value of the coverage nor the total benefits
paid at the time of death are federal income taxable.
How
is Pre-Planning Done?
Our
funeral home staff member will meet with you at a time that
is convenient, and assist you in recording your wishes. You
choose everything you want for your funeral: the type of funeral
service, casket, outer burial container, music and flowers.
Important obituary information will be recorded. Once you have
made your selections, you will learn the payment options available
to you. A record of your selections will be kept on file at
the funeral home until needed.
For
more information, please call one of our locations at (717)
354-0444 or (717) 445-5122, email us at info@groffeckenroth.com,
or fill you can fill out our online form by CLICKING
HERE.
